SEBI IA Registration No: INA000018683

Comprehensive Financial Planning

We provide Holistic Financial Planning by Organizing your finances and developing strategies to accomplish your financial goals

 
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Best Sebi registerd investment advisor

Personal Balance Sheet

To know your current financial position. Calculation of the Financial Ratios: Leverage Ratio, Solvency Ratio, Liquidity Ratio, Liquid Assets Ratio, Financial Assets Ratio, Liquid assets to Net worth ratio, Investments to Income ratio etc.,

Cash Flow Statement

Budgeting and tracking expenses give you a strong sense of where your money goes, and can help you reach your financial goals. Calculation the Key Financial Ratios: Savings Ratio, Expenses Ratio, Debt to Income Ratio

Goal Based Planning

Putting a value to your ‘SMART’ Goals, Forecasting the value of amount required at the time of occurrence factoring Inflation. Determine how much you need to save and where to invest to reach the desired value. Periodic Reviewing and Monitoring

Retirement Planning

Retirement planning is not only about money accumulation, but living a life of one’s choice, post-retirement. People generally make the mistake of waiting for too long to begin and thereby fall short of time for sufficient fund accumulation. We provide a detailed calculation of the Retirement Corpus required to maintain desired lifestyle and investment strategies to achieve the same precisely.

Insurance Planning

Insurance comes before Investments. The purpose of life insurance is to provide income cover needed by your family to maintain their current standard of living. We analyze your existing Insurance Cover, calculate the exact cover required via Need based approach and Income Replacement Approach and provide suitable recommendation.

Tax Planning

Sizeable pie of our earnings are paid as taxes (Income tax, Professional tax, Capital Gains Tax, GST, Property tax, STT etc.,) Taxes reduce our investable surplus which otherwise could have been invested and grown manifold. Therefore, optimization of taxes by systematic planning becomes very important.

Asset Allocation Strategy

We construct an Optimal Investment Portfolio that delivers maximum returns for your given level Risk. The portfolio includes strategic asset classes to absorb market volatility and mitigate external risk factors and deliver maximum CAGR (Compounded annual growth rate)

Will and Estate Planning

Life has many uncertainties and no one knows what is stored for them in the future. The purpose of estate planning is to maintain the financial security of family members. Having a proper estate plan is therefore important for dealing with uncertainties.

Asset Allocation

Strategy We construct an Optimal Investment Portfolio that delivers maximum returns for your given level Risk. The portfolio includes strategic asset classes to absorb market volatility and mitigate external risk factors and deliver maximum CAGR (Compounded annual growth rate)

We’ll construct a portfolio that works for ‘YOU’

What Next?

Getting Acquainted

2

Provide Required Data Discuss Goals, Challenges etc.

4

Plan Presentation and Implementation

6
1

Risk Profiling

3

Financial Plan Gets Developed

5

Monitor and Alignment with Investment Strategy

Getting Acquainted

1

Risk Profiling

2

Provide Required Data Discuss Goals, Challenges etc.

3

Financial Plan Gets Developed

4

Plan Presentation and Implementation

5

Monitor and Alignment with Investment Strategy

6

Applicable Fees and Service Duration:

Comprehensive Financial Planning and Advisory
Service TypeBasic Fees*Service Period
One Time Financial Planning and Advisory₹ 15,000/- (including taxes)Six months
Retainer Plan - Review and Advisory₹ 5,000/- (including taxes)Six Months

*May vary based on the complexity and time involved for case-to-case basis

Wealth Management

For Investors who seek Investment advisory on lumpsum investments/ and subsequent investments, the advisory fee is as follows

Assets Under AdviceFee (per annum)
₹ 30 Lakhs to ₹ 50 Lakhs0.90% of AUA
₹ 50 Lakhs to ₹ 1 Crores0.75% of AUA
₹ 1 Crores to ₹ 2 Crores0.60% of AUA
₹ 2 Crores to ₹ 5 Crores0.45% of AUA
Above ₹ 5 Crores0.30% of AUA

The applicable fee is payable on quarterly basis on advance. The fee is exclusive of applicable taxes.

Our Meticulously crafted plan is delivered with a quick turnaround time of 3 working days.

SEBI Registration Details

Registered Name Ramakrishnan M
(Proprietor : Well Fare Investment Advisers)
Type of registrationIndividual
SEBI IA Registration NoINA000018683
ValidityDec 18, 2023- Perpetual
BASL Membership NoBASL2110

Registered Address

  • 90/5/2, VCV Nagar, RS Road, Perundurai, Erode District, Tamil Nadu - 638052
  • (+91) 9363569105
  • info@mywellfare.com

Communication Address (Principal Place of Business)

  • 1st Floor, 65/85, Sathy Main Road, Karattadipalayam, (Opp Bank of India), Gobichettipalayam – 638453

SEBI Regional address

  • Southern Regional Office (SRO), 7th Floor, 756-L, Anna Salai, Chennai, Tamil Nadu - 600002
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Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, membership of BSE Administration and Supervision Limited (BASL) and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the Investment Adviser or provide any assurance of returns to investors.

 

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Sr. NoReceived fromPending atthe end of last monthReceivedResolvedTotal Pending#Pending complaints > 3 monthsAverage Resolution time^ (in days)
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3Other Sources (if any)000000
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